Compounding Wisdom

Health, Wealth Kevin H Health, Wealth Kevin H

The Power of Mind (Part IV)

For Success in Health & Wealth

For Success in Health & Wealth

As you go deeper into the power of your mind, you come to realize that this is where alchemy occurs, at the level of thought, where nothing becomes something in an instant. Sometimes we call this an idea, a dream, a vision. Other times it can be a doomsday thought, destructive, a nightmare. The good news is that we can dictate what thoughts to accept and nurture.

I received some feedback from someone about how reflecting on themselves and the power of their mind (if you haven’t already, read part 1, part 2 and part 3 on the power of the mind) has unlocked new understandings of themselves, the people around them, and the world.

I believe we are at the tip of the iceberg when it comes to unlocking the power of our mind. This is the most marvellous news. We have so much untapped potential. Physically, mentally, emotionally and spiritually.

I see this profoundly as I read the Bible each day.

One person said they knew all that I had written in my newsletter. So I asked, what does Earl Nightingale define success as? I really love his definition of success. I caught her by surprise with the question. I realized that although people say they know and understand, I've come to realize that I do not truly understand. It will take me a lifetime to understand the depths of simple truths and principles.

I just helped my 41-year-old friend rapidly reverse their previously undiagnosed and severe diabetes in just 7 days. It’s even miraculous for me to behold. I sent him a prior newsletter I had written on diabetes. He read it a few months ago but said he didn’t really understand it and didn’t feel it was written for him. Now he understands it much better and feels it was written exactly for him. What changed?

Can we truly understand something if we have experienced it, processed it and delved deeply into it? I am learning that the answer is no. I truly do not understand a thing, even though I think I do. Even if I have learned about it, thought about it, written about it, taught it, and seen it. I have a hard time truly understanding insulin, cholesterol, and blood pressure, even though I kind of understand them and have been able to reverse them in some people. I have many more questions than I have answers. Same with business. Same with people. And ironically, the same with me. Who am I?

Earl’s definition of success?

“Success is the progressive realization of a worthy ideal.”

Dr. Maxwell Maltz: Self-Image Renaissance

You can never outperform your self-image.

Dr. Maxwell Maltz

Dr. Maltz earned his M.D. from Columbia University in 1923. During his internship, he helped deliver a baby with a hare lip, and in that moment crystallized his decision to pursue plastic surgery. But more than just restoring people’s appearances, he was also interested in helping them improve their psychological self-image regarding their appearance, identity, and recovery.

Imagine a plane on autopilot always self-correcting to its destination. Dr. Maxwell Maltz discovered the psychological mechanism behind true transformation to a person’s ideal. It didn’t happen from the outside, but from the inside out. He was a plastic surgeon who repaired faces, but he quickly realized that his patients were trying to repair their ‘self-image.’

Some patients were transformed physically but had the same self-image impairment. Despite their nose, ears, scars or features, which they believed were holding them back, were perfectly reconstructed through plastic surgery, their confidence didn’t change. Their relationships didn’t improve, and their anxiety and self-esteem issues persisted—the human paradox: fixing the outside didn’t always fix the inside.

Maltz wondered why a physical improvement doesn’t lead to an internal improvement and fix the person’s confidence and self-image.

Others changed their internal self-image even before their surgery fully healed.

Maltz realized that our subconscious mind acts like a cybernetic guidance system, like a thermostat for our identity, our behaviour, our habits and our health.

If your inner self-image doesn’t match your goals, your subconscious ‘corrects’ you back to the level of your subconscious mind’s self-image.

To help people improve their self-image, he wrote the best-selling book Psycho-Cybernetics in 1960, which has since sold over 35 million copies worldwide and has a large fan base, from Salvador Dali to Jane Fonda. And this was touted as one of Bob Proctor’s Top 5 books to learn and understand yourself and the world around you.

Your Self-Image

Your self-image is your ceiling.

Dr. Maxwell Maltz

Your self-image is the cybernetic system that guides you, an internal steering mechanism that consistently keeps you in tune with your self-image. If you see yourself as bad with money or always behind, your behaviours will align with that identity, even if you are consciously striving to do the opposite (be good with money and be on time).

So your willpower, the power of your will, is limited by your internal self-image, which will put the brakes on your will to self-correct it back to your self-image.

Maltz, instead, taught people how to retrain their self-image, and he proposed that the mind responds to vivid mental rehearsal almost as if it were real experience. He called this the “theatre of your mind”. Repeatedly see and feel yourself acting like the person who already belongs at the level you aspire to.

“Your nervous system cannot tell the difference between a real and vividly imagined experience.”

If you imagine yourself fully healed, your brain acts as if healing is already underway. Bob Proctor took this concept one step further. He explained how the subconscious mind, which was shaped mainly without your permission and control, can be retrained into your conscious mind through Hill’s belief and autosuggestion, which is repetition and practice.

Try Maltz’s Self-Image Reset:

  1. Write one sentence: “I am the kind of person who _______. Make this specific and believable.

  2. Close your eyes. Rehearse one scene tomorrow where that identity shows up.

  3. End with one action you will do, even if you don’t yet ‘feel ready.’

Like a pro athlete visualizes and practices shots, passes, and scoring the winning touchdown, both in mind and action, you can do the same for anything you set your mind to.

I realized I would do this when I was asked to speak to a large audience. I would rehearse the speech in my mind many different ways and rearrange the sequence until I felt it was good in my heart. I had already done this in my mind many times, so when it was in person, it seemed like I was ready, for I had practiced it in my mind and in front of a mirror many times beforehand.

And when asked on the spot, even though I wasn’t prepared, I would ask for wisdom from above and then think about a few things I would really like to impart on their hearts and focus on that, because I had also done this so many times with so many people beforehand. Now it was just another opportunity to do so. I advise people to speak honestly from their hearts.

When I look back at myself now versus how shy I was in my high school and university years, I wonder how I became so self-assured and confident, with certain values. I also reflect deeply upon my faults and weaknesses, and the feedback I get from those around me. I deeply consider how important it is for me to adapt and integrate this feedback into my being, and to change my thoughts and actions for those around me.

This next person has helped me take critical feedback and yet be at peace with myself … a lot.

James Allen: The Power of Serenity

“They themselves are makers of themselves.” by virtue of the thoughts, which they choose and encourage; that mind is the master-weaver, both of the inner garment of character and the outer garment of circumstance, and that, as they may have hitherto woven in ignorance and pain they may now weave in enlightenment and happiness.

James Allen

Bob Proctor asked me to write Serenity, the last chapter of James Allen’s most popular book, As a Man Thinketh, for 90 days in a row. He said it would change my life.

I doubt that many people in the world would do this. I am one of the few who have. I wrote it out 100 times in 100 days. I memorized it. I had my leadership team and other teams memorize it and recite it at our quarterly meetings.

It changed my life. It changed my thinking. It changed my heart.

But Serenity is just the 7th and final chapter. I also cherish the first chapter, Thought and Character. I had my leadership team memorize this chapter as well. But what about the middle chapters?

  1. Thought and Character

  2. Effect of Thought on Circumstances

  3. Effect of Thought on Health and the Body

  4. Thought and Purpose

  5. Thought and Achievement

  6. Vision and Ideals

  7. Serenity

I want to share a few of the powerful quotes from each chapter of As a Man Thinketh for you to think about and ponder as this year of 2025 closes. (Please excuse the male gender in his book, written in 1902.

Chapter 1: Thought and Character

  • “A man is literally what he thinks, his character being the complete sum of all his thoughts.”

  • “Man is the master of thought, the moulder of character, and the maker and shaper of condition, environment, and destiny.”

  • “Such is the conscious master… by discovering within himself the laws of thought…” 

Chapter 2: Effect of Thought on Circumstances

  • “Men do not attract that which they want, but that which they are.”

  • “Circumstance does not make the man; it reveals him to himself.”

  • “Men imagine that thought can be kept secret, but it cannot; it rapidly crystallizes into habit…”

Chapter 3: Effect of Thought on Health and the Body

  • “The body is the servant of the mind.” 

  • “Disease and health, like circumstances, are rooted in thought.”

  • “There is no physician like cheerful thought for dissipating the ills of the body…” 

Chapter 4: Thought and Purpose

  • “Until thought is linked with purpose there is no intelligent accomplishment.”

  • “A man should conceive of a legitimate purpose in his heart, and set out to accomplish it.”

  • “He who has conquered doubt and fear has conquered failure.”

Chapter 5: Thought and Achievement

  • “All that a man achieves and all that he fails to achieve is the direct result of his own thoughts.”

  • “None but himself can alter his condition.”

  • “A man can only rise, conquer, and achieve by lifting up his thoughts.”

Chapter 6: Vision and Ideals

  • “The dreamers are the saviours of the world.”

  • “He who cherishes a beautiful vision… will one day realize it.”

  • “Dream lofty dreams, and as you dream, so shall you become.” 

Chapter 7: Serenity

  • “Calmness of mind is one of the beautiful jewels of wisdom.”

  • “A man becomes calm in the measure that he understands himself as a thought evolved being, for such knowledge necessitates the understanding of others as the result of thought, and as he develops a right understanding, and sees more and more clearly the internal relation of things by the action of cause and effect he ceases to fuss and fume and worry and grieve, and remains poised, steadfast, serene.”

  • “Self-control is strength; Right Thought is mastery; Calmness is power.”

I invite you to read the book, but if not, at least read Chapter 3 on the Effect of Thoughts on Health and the Body.

For the business-minded, you should read Chapters 4-6

For those going through difficulties, chapters 1, 2, 4, and 7

Ultimately, when all is said and done, we will seek chapters 3, 4, 6, 7 and maybe 5 (achievement and mastery).

If you have a chance, take the time to quietly read As a Man Thinketh (free online). It’s about an hour’s read.

If you have a chance, listen to Bob recite Serenity. Just 4 minutes.

What a powerful book. And Serenity is worthy of writing out 90 days in a row. It defines serenity as, “that exquisite poise of character, which we call serenity, is the last lesson of culture, the fruitage of the soul. It is as precious as wisdom, more to be desired than gold… How insignificant mere money seeking looks in comparison with a serene life…”

May you have serenity, deep thoughts, as you reflect upon the year of 2025 and enter the new year of 2026, full of dreams, visions, ideals, and see the seed of your strong, healthy, purposeful self-image.

Reflection

We are blessed both by our deep misfortunes and by the height of our loves and joys.

Dr. Kevin Ham

This year, I lost a few loved ones, Rob Thompson, my beloved dear puppy Kona, found out I had clogged arteries, which I am healing and discovered how to heal metabolic disease. I had my first eye shot for my retina in three years.

But I have also been greatly blessed by my grieving, by gratitude, and by the comfort of God, my family, my friends, my peers, and my colleagues, as well as by you who have supported me in my own journey through these writings.

I have not only helped reverse my own diseases, but also the diseases of many close to me in almost miraculous fashion. And my businesses have been greatly blessed by opportunities arising from rapid changes and from God-given gifts.

Thank you, everyone, for your support and love. I wish you good health along with purpose and meaning each day, and to embrace each life opportunity, along with life’s storms, to keep on that narrow path of truth, love and peace.

May God bless you greatly. You are beloved. Know that. You are loved. Love back in your own way, with your own gifts, being, and heart.

Ease the Heartache of Loved Ones

Please forward my newsletter to your friends and family and ask them to sign up. 

I’d love to help a lot of people prevent, reverse, heal and ease the suffering of disease.

Life-Changing Question

Who am I really and how can I become who I truly wish to be?

May you spend each thought and word and action to become who you truly wish to be.

Have a Merry Christmas and holidays and Happy New Year!

Next issue:

Power of Mind (Part V).

Why Belief is Essential to Success

Subscribe to my Compounding Wisdom newsletter and start transforming your life.

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Health, Wealth Kevin H Health, Wealth Kevin H

The Power of Mind (Part III)

For Success in Health & Wealth

For Success in Health & Wealth

I’ve been thinking about what has led to all of my successes to date. I started thinking about who I was when I was younger. I was extremely shy; I could not look people in the eye. I could not speak to girls. I was self-conscious and always wondering why life was the way it was. I felt trapped. I felt small.

I felt sad a lot and at times, depressed and suicidal.

I thought of many ways of possibly ending my life when I was in elementary school. I thought of what it would be like to be hit by a car, jump off a building, stab myself… But I was too scared of the unknown, the possible pain and the possible shame, as well as what my parents would think and how they would feel.

So how am I now able to speak in front of hundreds of people without trembling? (I used to shake when I had to speak in front of a classroom or group of people.)

I remember the first moment I had a brilliant thought: Try my best to look people in the eye. Try to hold that look for a second, then a few seconds, then try to hold their gaze as long as possible. To my surprise, they looked down first. I started to gain a little more confidence, and pretty soon, I found almost no one could hold my gaze long enough. Were they as insecure as I was?

Then, in my early 20s, I had the nerve to ask a girl to a movie. She said “Yes”. Wow. I couldn’t believe it. I gained more confidence. And with each gain of confidence, I was able to do more.

But what was it? I was slowly beginning to believe I had something within me. But a big breakthrough came when someone I loved supported and believed in me more than I did myself. I felt almost invincible. I was in love. I didn’t think, I felt, and I felt so alive.

And my biggest breakthrough came when I believed in God because I saw the tremendous love God had for me. As I read the Bible, I saw the belief people of faith had in God and what great things they did for others and for God. I wanted to emulate them. David against Goliath. The heart of a lion while tending and caring for his sheep.

Within this meagre body, the heart of a giant developed. I believed I could do anything God allowed me to do. I prayed for wisdom. I thought deeply. I moved with faith, believing it would come to pass.

Then I also came across other ‘mentors’ who taught this. Here are some who have highly influenced me, in addition to the great mentors and leaders in the Bible.

My life now can be summed up in one word: “Believe!”

Earl Nightingale: The Strangest Secret

We become what we think about.

Earl Nightingale

Born in the Great Depression in the early 1930s, amid scarcity and uncertainty following the roaring 1920s, an age of abundance, he was forced to think for himself after his father abandoned the family. Earl watched people fall into despair and be governed by learned helplessness. People lost hope and gave up on their dreams. But he noticed a tiny proportion of people still dreamed and found success, happiness and growth despite such hard times.

He pondered what made these select few people different.

During his time in the Marines on the USS Arizona, which was bombed while in Pearl Harbour, he gained an appreciation for his life, as he wasn’t on board that tragic morning of the bombing. This gave his days more purpose, allowing him to pursue something worthwhile in life. He became obsessed with understanding why some people succeeded in living their dreams while most gave up and conformed to whatever came their way.

After reading all the great thinkers in philosophy, psychology, theology and economics, he had a secret insight—one which became the cornerstone of all his philosophy, life and teaching:

“We become what we think about.”

This turned into a recording, “The Strangest Secret,” a 1956 recording that sold millions of copies and sparked what we now call the personal growth industry. It was the first, and I think the only first spoken recording to earn a Gold Record!

If you think about growth, you grow.

If you think about failure, you fail.

If you think about problems negatively, you become burdened by your problems.

If you think about problems as opportunities, you see and attract opportunities.

Today’s neuroscience confirms his beliefs.

  • Thoughts activate neural networks, which are mimicked in AI neural networks.

  • Focus embeds these thoughts into behaviours via dopamine pathways.

  • Belief alters outcomes; the stronger it persists, the greater its placebo effect.

What is success? How do you achieve your success?

Earl Nightingale’s three great laws:

  1. “We become what we think about.” Your focused thoughts shape and lead to your results.

  2. “Success is the progressive realization of a worthy ideal.” Success is achieving what you believe to be your ideals and your purpose, rather than just mere goals or achievements. I especially love this definition of success.

  3. “Your world is a living expression of how you are using your mind.” Your external results are just a delayed results of your internal beliefs, values and reflections.

Your life is a result of your dominant thoughts and beliefs.

Change your thoughts, you change your life.

Change your beliefs, you can change your destiny.

Earl became a mentor to many of the great mentors I have listened to incessantly: Jim Rohn, who took in a ‘fatherless’ Tony Robbins, Zig Ziglar, the master salesman, who mentored Seth Godin. Seth once told me that without Zig, he would have been lost. He listened to Zig on tape cassettes so much that the tapes eventually wore out. Wow, I asked Seth to introduce me to Zig. “He would have loved you, but he has passed away.” I thought that when Seth said Zig was his mentor, that Zig personally mentored me, but Seth had only met him a few times and really was mentored by his books and tapes.

I later met someone who personally knew Zig and served on his Board of Directors. It was surreal.

And then I discovered a man who had been trained and mentored directly by Earl. He left his multi-million-dollar business to learn from Earl and took a huge pay cut to $18,000 a year. Eventually, he became his head of sales. I wanted so much to speak to this man who had learned directly from Earl. And he lived in Toronto, Canada. Bob Proctor, who was featured in the hit film “The Secret”.

Bob Proctor: The Secret - Paradigm Shift

“It’s the decision that starts the change, not the environment.”

“Discipline is the ability to give yourself a command and follow it.”

“Once you make the decision, you only need to manage the decision.”

Bob Proctor

So I signed up for Bob’s masterclass to speak with him. I had a 35-minute phone call with him. We connected immediately. He asked if I had ever been in Toronto, and I said yes, I had a company based there and a daughter who was going to school there. He said that he would love to host me for lunch when I was in town. I was so honoured. Then he said, “Actually, why don’t you come to my house and have lunch here?” I was floored and honoured. I booked a flight to Toronto the following month on my way to Ireland. Then one day before our meeting, his wife said Bob was not well and if we could postpone. I thought I would see him in January or February.

When Bob was young, he was stuck in life, broke, lost and in debt. He dropped out of school. He had no plan, confidence or self-belief. But he met a mentor who gave him a copy of a book that would change his life.

The book was Think and Grow Rich by Napoleon Hill. He read and studied, memorized and implemented the 13 principles of success for the next 60 years, leading him to success beyond his dreams. I shared the first six principles in last week’s newsletter.

Bob told me that once a year, he reads the chapter on Persistence every day for a month—30 days straight—to remind himself of this one principle. He did this for 30 years. Imagine, 30 days * 30 years = 900 times he had read this chapter on Persistence. And he continued this practice for all 13 principles. Imagine how well he knew this book. I had the same thought for both this book and As a Man Thinketh, and many chapters of the Bible, and for some of my favourite poetry.

Earl taught Bob one valuable lesson that he tried to impress upon everyone. Earl often had one page of a book in his bookstand. This seemed so strange to Bob. He asked Earl why he did this. Earl explained that most people read but don’t understand, and even if they do, the insight isn't thought through deeply.

Most importantly, most people don’t really think. Only a few percent of people really deeply think. Bob started to do this with the book Think and Grow Rich. Bob wanted to be the world expert on the book. And I believe he was. When people ask me what my favourite books are, I now think very differently about how to answer this question. There are only a few books I want to be an ‘expert’ on, like Bob was on his Top 5 books.

Find the one thing that captures your heart and get a bookstand that holds that one page, and read it every day until you know it inside out. I have book stands all over my house and printed copies of the pages I want to know, memorize, understand, and apply to my life.

Bob explained how each of us gets programmed with a paradigm, a belief system that is embedded into our subconscious when we are young. It runs on autopilot, it’s habitual, and we need to reprogram consciously. This was a big breakthrough for me to understand how our minds work. I had tried to do this myself as I often thought deeply about my thinking over the decades. Sometimes, just one single thought or belief would change the trajectory of my life. It was like a judo move that turned a weakness or problem into a huge life purpose or mission.

Like my disease at age 14 and my current serious diseases, I view them as God-given missions to help me discover my purpose. I am reversing and healing not only my own diseases, but now others. Before my diseases, I didn’t know how to reverse and heal clogged arteries, diabetes, high blood pressure, high cholesterol, obesity, and even cancer, which I am slowly discovering the insights and secrets to prevent and attack this malady of maladies.

What is a paradigm?

“A paradigm is a mental program that controls your behavior — and almost everything you do.”

These paradigms program your:

  • Self-image

  • Identity

  • Confidence

  • Financial decisions

  • Health behaviours

  • Work ethics

  • Relationships

  • Resilience

  • Grit

  • Emotions

You are limited by the height of your paradigms. Most people have self-limiting paradigms and beliefs,

When I ask people to set a goal of doing one pull-up and explain why this is a great endeavour that 99% of the world cannot do. First, it puts you in the top 1%. Second, it activates all your upper body muscles. It also aligns your spine as you do both pull-ups (palms facing inwards) and chin-ups (palms facing outwards). I grew ½ inch because I do 13-20 pullups daily.

On my call with Bob, he asked me to write out the last chapter of one of his Top 5 books, “As a Man Thinketh.” This chapter is the 7th and final chapter of the book, titled ‘Serenity’. It is the most beautiful chapter. He asked me to write it out 90 days in a row. Wow. I thought that was crazy. He said it would change my life. I challenge each of you to do it. To set aside 30 minutes each day and write it each day by hand in a notebook. Fill the notebook. He said to let him know how it changed my life.

Feb 1, on my father’s 88th birthday, was day 90. I had written it out each day. By day 45, I had memorised most of it just by writing it out. Then I recited it whenever I felt stressed. I had major anger issues. It calmed me greatly. I decided to do it for 10 more days to reach 100 days, then contact Bob.

On Feb 3, I received an email that Bob had passed away. I was shocked. I hadn’t met him yet in person. I had been looking forward to the opportunity to help him with his health, to be mentored by him, and to become great friends. He had been so able. I assumed it was cancer. Then I realised that, when he was not well enough to meet in November, I should have gone to meet him. Perhaps I could have helped extend his life or relieve any suffering he might have had.

Later, my good friends, the Kims, told me they had known Bob for decades, as he visited their glass shop. Wow, I had always believed that there must be someone in my network who could introduce me to anyone I wanted to meet. Had I known ...

Dear Bob, may God bless you for your heart, your thoughts and your mentorship.

Bob’s three laws:

  1. “You don’t get what you want. You get what you ARE.” Your identity of who you believe you are precedes the actual results. Results lag behind your paradigm and beliefs.

  2. “Thoughts become things.” Thoughts → feelings → actions → habits → destiny.

  3. “If you can hold it in your head, you can hold it in your hand.” Your subconscious mind translates your paradigms, your mental images into real-world outcomes.

You must change your inner program (paradigms) before your outer world changes.

You must change your identity before you can change your biology and your life.

His teachings are eternal as they are based on timeless principles.

Change your paradigms and change your life.

Go read, memorise the 13 principles of Think and Grow Rich, and write out Serenity for 90 days.

And let me know how these two change your life in 90 days. I, like Bob, guarantee it will, but as Earl knew, very few people will read this and understand this request and do it.

Think and grow _____. Replace the word ‘rich’ with anything you desire.

  • Think and grow healthy.

  • Think and grow wealthy.

  • Think and grow love.

  • Think and grow success.

  • Think and grow your musical talent.

  • Think and grow your physique.

  • Think and grow in Wisdom.

  • Think and grow in God.

I wish to write about two others who made me think deeply and grow, but my plane is about to land in San Francisco. I am thinking deeply about raising money for my AI business. I have a goal. We have a goal, a timeline, and a plan. I fully believe that we will not only raise a lot but also continue to build a very valuable business with amazing AI products in the most amazing way.

Bob’s Top 5 Books

1. Think and Grow Rich — Napoleon Hill

  • Your thoughts, desires, beliefs, and persistence have the power to create any result you want in life.

2. Psycho-Cybernetics — Dr. Maxwell Maltz

  • Your self-image is the internal blueprint that determines every action, behaviour, and outcome in your life — change the image, and you change the result.

3. The Science of Getting Rich — Wallace D. Wattles

  • Wealth and success come from thinking and acting in a certain way — aligned with gratitude, creation, and unwavering belief.

4. As a Man Thinketh — James Allen

  • Your mind is the master of your character and circumstances — you literally become what you continually think.

5. You Were Born Rich — Bob Proctor

  • You already possess infinite potential within you — unlocking it requires changing your paradigms and aligning your mind with abundance.

Reflection

Thought is the engine of your soul.

Dr. Kevin Ham

Your thoughts are in a continual state of flux. Bob Proctor calls this your vibration or frequency of thought. You attract others and things at the frequency you are. Are you at a high frequency or a low frequency? Your thoughts are the frequency that others can immediately tune in if they are also at the same frequency.

What are my subconscious thoughts, the program programmed into my soul and mind since I was young, before I was fully aware and conscious?

What are my paradigms of thought in regards to me, others, health, wealth, and other areas of my life?

This is the age old exploration. Not in far away lands or travels, but into the depth of your own soul, your mind, your past, your dormant spirit, which sleeps heavily, unable to open its eyes and ears to truly see and hear as God intended.

I am grateful to God, for inspiring me to think beyond time, way beyond the limits I have materially, physically, to dream, think and be great in thoughts, plans and actions. 

I am grateful to my wife, kids, parents, family and friends for supporting and believing in me, fueling my own desire to be great for them and for others.

I am so grateful to Rob Thompson, who gave me extra days, even as he perished earlier this year, as I have discovered the Strangest Secret to Health. I am not only reversing my own diseases, but also rapidly reversing the diseases my close friends have. I have prayed for this wisdom. Thank you Lord.

I am grateful to all the people who have taught us to dream, to believe and to hope that there is a greater life ahead of us and beyond this lifetime.

Ease the Heartache of Loved Ones

Please forward my newsletter to your friends and family and ask them to sign up. 

I’d love to help a lot of people prevent, reverse, heal and ease the suffering of disease.

Life-Changing Question

Who am I right now and what frequency am I vibrating at?

Write it down and let me know. High or low? Fast or slow frequency?

How can you get to 2x, 5x, 10x, 100x higher frequency?

Next week—

Power of Mind (Part IV).

Why Belief is Essential to Success

Subscribe to my Compounding Wisdom newsletter and start transforming your life.

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Health, Wealth Kevin H Health, Wealth Kevin H

The Power of Mind (Part II)

For Success in Health & Wealth

For Success in Health & Wealth


Alia Crum: The Power of Expectation

Our mindsets are not just in our heads. They are embodied expectations that shape health and behavior.

Dr. William James

At Stanford Mind & Body Lab, Alia studies what happens physically in the body when we change our mindset, particularly our expectations. Her work reveals that the body obeys the story it anticipates.

In her Milkshake study, Crum gave volunteers the same 380-calorie drink two times:

  • One time with a label "Indulgent - 620 calories."

  • The second drink, labelled "Sensible - 140 calories."

Blood tests revealed a 3x drop in ghrelin, the hunger hormone, only after drinking the 'indulgent' shake, even though it was the exact same drink as the second "sensible" shake.

She followed up this insight to medicine and stress, where her studies showed that those who viewed stress as helping or enhancing them, as a tool for growth rather than as a negative or threat, showed better focus, lower cortisol and improved performance even when stressed and under pressure.

A belief, an expectation or a positive benefit communicated well by the parent or physician amplified itself in the person's biology and outcome.

What this means to you is that every food, pill, fast, or exercise has two essential ingredients;

  1. The benefit of the food, pill, fast or exercise

  2. The story, belief and expectation you ascribe to it.

The mind is not a mere bystander in health, but rather the mind is the architect and shaper of health. I am discovering this more and more in my own health, in how I conduct myself in business, and in the outcomes I achieve.

I ask myself: "Do I have a health mindset or a disease mindset?"

Sometimes I find myself believing that I will go blind because I have wet macular degeneration. I realize that while I believe that I can slow its progression, I do not fully believe that I can reverse my eye condition. Would I believe it if I knew someone else who had reversed it?

And what of someone with heart disease, diabetes, or high blood pressure?

Will they make the effort to change their lifestyle if they don't believe their disease is reversible or curable?

And what of someone with cancer? Can cancer be cured?

I believe it can, but its stage, state and type are all very important factors.

Expectation has a multiplier effect on my Reversal Protocol. Expect it will work, and the reversal will be more powerful.

If a complete reversal of my disease is the destination, my Reversal Protocol is the vehicle, but expectation is the driver.

Martin Seligman: Positive Psychology

When it comes to our health, there are essentially four things under our control: the decision not to smoke, a commitment to exercise, the quality of our diet, and our level of optimism. And optimism is at least as beneficial as the others.

Dr. Martin Seligman

When fleas are capped in a bottle by a lid, they jump only to the height of the cap over and over again. Eventually, even after the cap is removed, they will not jump higher to escape the bottle, even though they can jump 150 times their height. They "limit themselves" by setting a self-imposed boundary.

This is called learned helplessness. 

In the same way, negative experiences can lead people to self-impose their own limitations, even when many opportunities to jump or grow surround them.

Human trauma, failure and disease can condition people over time to surrender and limit themselves to this learned hopelessness, unable to see possibilities and opportunities.

But Seligman asked himself, "If helplessness can be learned, can hope be learned too?"

This question birthed positive psychology.

His many studies and books show that when people cultivate gratitude, well-being, meaning and optimism, recovery is faster from depression and healing from post-surgery.

Optimists live 10 years longer, have better immune function and experience less inflammation.

He developed the PERMA model used in schools, hospitals and Fortune 500 companies.

  • Positive emotion

  • Engagement

  • Relationships

  • Meaning

  • Accomplishment

In his model, you build psychological capital — something more valuable than any currency.

How can I turn inward disease into outward purpose and health?

How can 'despair' be transformed into 'hope'?

To make disease reversal possible, I realized that a Reversal Mindset must precede the Reversal Protocol.

Hope is not just wishful thinking; it is a neurochemical fuel that raises serotonin, strengthens immunity, and leads to healing.

"How you think about your problems, including depression itself, will either relieve depression or aggravate it".

Mihaly Csikszentmihalyi : Flow

The best moments in life are not the passive, receptive, relaxing times. They occur when a person’s body or mind is stretched to its limits in a voluntary effort to accomplish something difficult and worthwhile.

Mihaly Csikszentmihalyi

Now try to spell or pronounce his surname.

Mihaly grew up in Europe during WWII. He noticed that some people under bombardment weren't just suffering; some were surprisingly serene. 

"Why do some thrive even amidst chaos?" He wondered.

It was not in peace or ease, but in challenge and purpose that meaningful work that stretches, grows and transforms is necessary to engage us in FLOW.

This FLOW is the biological signature of meaning.

Flow is that timeless state where challenge breeds with capability, leading to optimal performance. You lose yourself in some meaningful work. That work could be cycling, writing, painting, teaching, or parenting. Time seems to cease or pass much faster.

When athletes are in flow, things seem to move in slow motion. They are "in the zone," also known as Flow state.

When entrepreneurs are in flow, they might produce a big idea or discover something groundbreaking.

Mihaly found that in flow, the brain releases dopamine, endorphins and norepinephrine in perfect harmony, and the prefrontal cortex, that inner critic, remains mute, self-consciousness melts away, and you are "fully in the present".

People in sustained flow have lower cortisol levels, enhanced immune modulation and better heart rate variability, giving you more physical capacity.

Napoleon Hill: Blueprint for Success

Whatever the mind can conceive and believe, it can achieve.

Napoleon Hill

Napoleon Hill was not a scientist or psychologist, but he understood how the best entrepreneurs of his time became successful. Andrew Carnegie, one of the wealthiest people in history, gave Napoleon an audacious goal in 1908: to leave everything he was doing, interview the most successful people of his time, and discover their secrets.

For 20 years, Hill studied Edison, Ford, Rockefeller, Graham Bell and distilled the 13 principles of success. He published his bestselling book, "Think and Grow Rich," in 1937, a blueprint for wealth. I've studied and read this book many, many times. 

Its first six principles form the basis for success not only in wealth but also in health and in virtually any endeavour of life.

  1. Desire: Clearly define what you want.

  2. Faith: Believe you can achieve your desire.

  3. Autosuggestion: Consciously shape your belief through the repetition of that belief.

  4. Specialized Knowledge: Acquire and organize the specialized knowledge needed to achieve what you want.

  5. Imagination: Picture your success in great detail.

  6. Organized Planning: Create a concrete plan and do it.

In the Bible, Jesus simply says:

  1. Ask, and you shall receive.

  2. Seek, and you shall find.

  3. Knock, and it shall be opened unto you.

You notice that all of these people pondered and asked essential, pertinent questions. Then they sought answers to find insights. And, finally, they conducted 'experiments' until they unlocked a discovery.

Clarity comes when we know what we ask for or desire. Sometimes it is a clear purpose. 

When we visualize goals in detail, the same brain neurons fire as if we were already achieving them, activating the motor cortex, limbic system and dopaminergic reward pathways. This is the power of dreaming.

Dreams can be wonderful and positive, but some turn into nightmares because of the negative beliefs we hold that sabotage them. 

Autosuggestion is the purposeful repetition of positive thoughts, beliefs and our desires to sculpt our nervous system, a process called neuroplastic affirmation.

Many experiments show that visualizing oneself taking basketball shots from the foul line is almost as effective as practicing foul shots, but visualizing and practicing foul shots is better than doing either alone. But physical practice skills are retained longer over time.

So doing is more important than just thinking and believing.

Faith without works or show your faith by your works.

Autosuggestion reinforces faith.

But faith in the truest sense must be all-in—100%. Even a 1% doubt can lead to uncertainty and fear, but when faith reaches 100%, you 'know' the outcome and uncertainty and fear can't touch you.

So I often wonder how much of my amazing heart disease reversal so far is due to faith vs lifestyle changes. Placebos have shown that even with 'no medicine', people can heal. Believing in a medicine that actually heals is obvious. My strategy is to develop both a Reversal Mindset and a Reversal Protocol to reverse disease fully.

Reflection

Reversal Mindset is as important as the Reversal Protocol.

Dr. Kevin Ham

Replace the word "Reversal" with "Healing", "Success", "Wealth", or "Health".

Without the mindset and belief, no further steps may be taken.

Knowledge and facts are not enough.

Smoking packages explicitly state that smoking causes cancer.
Smokers still smoke.

The mindset must change. We call this a Paradigm Shift.

Belief shapes biology.
Meaning regulates molecules.
Mindset builds empires.

Faith is medicine.
Fear is poison.

Ease the Heartache of Loved Ones

Please forward my newsletter to your friends and family and ask them to sign up. 

I’d love to help a lot of people prevent, reverse, heal and ease the suffering of disease.

Life-Changing Question

What is your Health Mindset?

Write it down and let me know. I’m very curious. And I will reply … even though busy.

Next week—

Power of Mind (Part III).

Why Belief is Essential to Success

Subscribe to my Compounding Wisdom newsletter and start transforming your life.

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The Power of Mind (Part I)

For Success in Health & Wealth

For Success in Health & Wealth

William James: Belief as Biology

The greatest discovery of my generation is that human beings can alter their lives by altering their attitudes of mind.

Dr. William James

William James suffered from depression and nearly ended his life, but in that frail moment, a thought dawned in his mind--to act by will and to believe. It is revealing when we read the state of his mind in dark despair, suddenly seeing a bright ray of light and hope.

"I mean that the fear was so invasive and powerful that if I had not clung to scripture-texts like 'The eternal God is my refuge,' etc., 'Come unto me, all ye that labor and are heavy-laden,' etc., 'I am the resurrection and the life,' etc., I think I should have grown really insane."

"...when I have felt like taking a free initiative... suicide seemed the most manly form to put my daring into. Now I will go a step further with my will, not only act with it, but believe as well; believe in my individual reality and creative power."

Something changed in that moment as he used his power of choice to transfer from the path of death to a path of hope. This was the beginning of modern psychology, knighting him as the 'Father of American Psychology.' He established psychology as a formal discipline at Harvard, bridging psychology with philosophy.

"The course of destiny may be altered by individuals.... Again and again, success depends on energy of act, energy again depends on faith that we shall not fail, and that faith in turn [depends] on the faith that we are right — which faith thus verifies itself."

Neuroscience would not catch up to his intuition until a century later, confirming that intention and mindset alter prefrontal activity, dopamine release, and emotional regulation, something he experienced firsthand and taught others. His radical idea that belief or faith is the first medicine underpins every placebo study ever conducted.

What is placebo? It is the power of a positive belief that becomes reality.

But most people believe in a nocebo, the power of a negative belief that becomes their reality.

On May 8, 2025, at 11:00 pm, as I saw the results of my CT Calcium heart scan, a score of 505, my heart stopped. I had severe calcified coronary arteries. I immediately thought, I have to give up biking, which I love so much. I realized I could drop dead with any strenuous exertion. I felt a profound sadness and a sense of relegation in my heart. As I closed my eyes in shock, I prayed. 

Like William, a light dawned in me that the Lord will see me through this, that there is hope. In a moment, several things came to light in my heart. I recalled a book I had read over ten years ago, a book I believe was placed in the Regent College Bookstore for me. A health book in a Bible store? "Prevent and Reverse Heart Disease: The Revolutionary, Scientifically Proven, Nutrition-Based Cure" by Dr. Caldwell Esselstyn. I decided I would follow the protocol in the book. The next morning, I started a low-fat vegan diet. 30 months was the time it took for Dr. Esselstyn's star patient to fully reverse his 100% blocked coronary artery to 0%. 

In that moment, I believed I was healed. It would just take 30 months or so to see evidence of physical healing, but in my mind, it was already done. The belief that the Lord was with me and would grant me the wisdom to reverse my disease drove my thoughts, words and actions towards healing. Three months later, all the plaque in my neck arteries had completely melted away, almost miraculously. I am sure the same is happening in my heart vessels.

This is the power of belief: rewiring neurons, redirecting inflammatory markers, and the body reversing cholesterol out of my clogged arteries, rewriting my future.

Viktor Frankl: Meaning Overpowers Death

Everything can be taken from a man but one thing: the last of human freedoms — to choose one’s attitude in any given set of circumstances

Dr. Viktor Frankl

Dr. Frankl had everything stripped from him: his parents, his wife, his freedom, his dignity and his home. He had nothing left except torture for the unknown future, giving just one small piece of bread for the day, no change of clothes and meaningless work, carrying heavy water aimlessly back and forth with no purpose but to drive despair of life into his very soul. 

But he realized he could choose his attitude. He believed this experience in Auschwitz would define him somehow. He watched fellow prisoners die not purely due to hunger, but because of hopelessness and despair. Those who found meaning, a reason to live, a loved one to return to, a purpose beyond reason, found a way to keep surviving somehow.

His book, Man's Search for Meaning, describes his logotherapy, therapy through meaning, because humans are truly motivated not by mere pleasure or power, but by purpose.

Later studies would prove him right. Purpose reduces mortality. In a study from Rush Alzheimer's Center, people with a strong sense of purpose lived 7-10 years longer and inflammatory biomarkers like Interleukin-6 (IL-6) and C Reactive Protein (CRP) are lower.

Meaning modulates metabolism.

I thought to myself that night, rather than treating my heart condition like a 'death sentence', this could be my life purpose. To become the doctor who heals himself almost miraculously in a way never done before. I would discover the power of foods, fasting regimens, and high-intensity interval exercise at a level beyond what has been deemed possible. This is what I saw in my mind and heart that late night. I knew people would think I'm crazy, but I am used to that. I would become the doctor who fulfilled the proverb, "Physician, heal thyself."

In every reversal, there is a Frankl moment of meaning: when the data and evidence look terminal, but the story you believe in is eternal and filled with deep purpose.

P.S. My hsCRP is 0.2, amazingly low, as is my IL-6. Paired with my targeted low-fat vegan diet, my body chemistry has completely transformed in the past six months. Now, I have less than 24 months to go. My mind and my body don't quite crave all the foods I was 'addicted' to. I don't miss fried foods even one bit anymore! And that I find truly amazing. I still do miss ice cream and popcorn, but even those cravings have diminished 95%.

Ellen Langer: The Psychology of Story and Possibility

Mindsets are not metaphors. They are biological commands.

Ellen Langer

Harvard psychologist Ellen Langer invited a group of men in their seventies to live for a week in a monastery recreated to look exactly like it was 1959, with black-and-white TVs and vintage radios. They were told not to pretend it was 1959, but to believe it was 1959.

After a week, the men's posture straightened, their vision sharpened, their memory improved, and their grip strength increased. Their bodies became the age they believed they were.

This study, known as the Counterclockwise Experiment, is a landmark in mind-body research.

She did a follow-up study with hotel maids, who were told that their daily cleaning met "Centers for Disease Control and Prevention exercise guidelines. Their weight, blood pressure and fat percentage dropped within four weeks, without changing their workload.

Their belief that they were exercised became a physiological reality.

Perception became performance.

Langer tore down the wall between psychology and biology with such experiments and showed that the stories we believe shape our health outcomes as powerfully as genetics and lifestyle.

"Small changes can make large differences, so we should open ourselves to the impossible and embrace the psychology of possibility. The psychology of possibility first requires that we begin with the assumption that we do not know what we can do or become. Rather than starting from the status quo, it argues for a starting point of what we would like to be. From that beginning, we can ask how we might reach that goal and make progress toward it. It's a subtle change in thinking, although not difficult to make once we realize how stuck we are in culture, language, and modes of thought that limit our potential."

For my own Reversal Protocols, Langer shows me that people don't just need the protocols or medicines, but they need to tell themselves a new narrative.

A person with diabetes must believe they are becoming healthy, not avoiding disease.

A leader must see their company growing, not declining.

The story you tell yourself has a huge impact on your outcome.

What health or wealth story are you telling and repeating to yourself?

Watch and listen to your thoughts and your actions.

Carol Dweck: The Growth Mindset vs Fixed Mindset

Becoming is better than being.

Dr. Valter Longo

Carol Dweck had a profound insight when she noticed that some students in the classroom said, "I can't do this," while others said, "I can't do this yet."

The keyword, 'yet', while just one small word, made an enormous difference.

This single word, yet, became the lever between potential and being stagnant.

Her research at Stanford revealed that people who believe ability is developable, ie, a "growth mindset," outperform those who believe it's fixed across education, athletics, relationships, and leadership. The growth mindset individuals persist longer, recover faster, and learn more deeply. They keep learning and growing.

In medicine, a growth mindset translates directly into healing. Patients who believe in improvement and full recovery recover faster after surgery and adhere to treatment plans better.

Are you know-it-alls or learn-it-alls? Focus on learning rather than residing in only what you know.

A growth mindset is the single belief that can transform you and heal you, despite any setbacks or obstacles.

Mindset is medicine. Your neurons, cells and companies all obey this law: If you believe you can grow, you already have.

"Why waste time proving over and over how great you are, when you could be getting better? Why hide deficiencies instead of overcoming them? Why look for friends or partners who will just shore up your self-esteem instead of ones who will also challenge you to grow? And why seek out the tried and true, instead of experiences that will stretch you? The passion for stretching yourself and sticking to it, even (or especially) when it's not going well, is the hallmark of the growth mindset. This is the mindset that allows people to thrive during some of the most challenging times in their lives."

In my own Heart Reversal Protocol, I know my heart will become healthy like that of a 40-year-old, even though I am now 55. I already reversed my neck carotid arteries, which had about 20% plaque, and the arterial wall thickness was older than an 85-year-old. Now it is normal for my age, more than a 30-year reversal and absolutely no plaque visible. It started with belief, and I found the protocol to reverse my plaque faster than any study has ever shown. 

The best studies with drugs (statins and powerful LDL-lowering PCSK9s), at best, decreased plaque by 0.04 mm in a year. My CIMT reduced from 1.8mm to 0.86mm, a 0.94mm reduction, a 54% reduction in 3 months.

The power of my mind to believe it was possible led me to search for the best-suited and most focused Heart Reversal Protocol. My belief and discovery of the Reversal Protocol fuelled each other, resulting in my amazing healing.

Reflection

Why can’t a person live a healthy lifestyle if s/he has disease? What is the big constraint that limits their mind and their actions?

Dr. Kevin Ham

As many people are asking me for my help in reversing their own diseases, I see two types of people with diseases or health issues.

One type is dependent on keeping their lifestyle unchanged and is willing to take a pill to manage their symptoms. This is the vast majority of people. I understand lifestyle changes are hard. Very hard.

The other type is a small minority who are willing, able and have decided to change their lifestyle. It is this type that I am highly motivated to help, for half the battle is one of their own minds. The mind is empowered to make that decision and commit to it for x number of months or years. In my case, I decided to start with a low-fat vegan diet for three years. It was already decided in my mind, and I committed to it.

My sports cardiologist asked me at month 3, "But can you keep on your diet?"

I thought that was a silly question at that time. He told me many of his athletic patients try to make a lifestyle change in diet, but get frustrated after a few months and get the stent and take the medications. I passed my modified (harder) exercise stress test, so he wasn't concerned about me at that time and told me to follow up in a year.

It's now been six months for me, and I have 2.5 years left of my mental commitment to this diet, but it has now become 90% easier for me. I know what to bring with me when I travel. I bring my steel-cut oatmeal, chia and flax seeds and my handful of supplements (Vit D, nattokinase, Vit C, Spirulina). I know how to prepare oatmeal without a stove by soaking the oats overnight in hot or room-temperature water. 

My 65-year-old friend, when asked by another, Why don't you go on Kevin's protocol to reverse your diabetes, high blood pressure, cholesterol and visceral fat, said, "I can't because I travel too much." While I care for him, I know it is a mindset issue. He already sees the evidence of healing in Fred and me. I reflected deeper, but why? I believe he can't decide and commit because it would mean giving up some of the foods he loves, like yogurt, dairy, cheese, and fats.

He eats for taste and experience. The difference for me is that it is a far secondary issue. I eat to live, and I eat for health. I no longer live to eat for taste like I used to.

Do you eat for health, for taste, or for experience?

This is an age-old question, at the root of all indulgences, starting with Adam and Eve, who ate of the fruit of the tree of the knowledge of good and evil. "It looked good for food, a delight to the eyes, and to make one wise." These are the three temptations we must reflect upon. John frames it as "the lust of the flesh, the lust of the eyes and the pride of life."

Ease the Heartache of Loved Ones

Please forward my newsletter to your friends and family and ask them to sign up. 

I’d love to help a lot of people prevent, reverse, heal and ease the suffering of disease.

Life-Changing Question

Do you eat for health or for taste or for experience?

Ponder this question each time you put something into your mouth. Make the question unforgettable.

Next week—

Power of Mind (Part II).

Why Belief is Essential to Success

Subscribe to my Compounding Wisdom newsletter and start transforming your life.

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Things Determining the Size of Your Wealth

How much do you really want?

How much do you really want?

Every order of magnitude of wealth starts with an order of magnitude of thinking, planning and praying.

In a world of 8 billion people, how many billionaires are there?

The US leads with 902 billionaires, followed by China with 516, India with 205, Germany with 171, Russia with 141, and Canada with 76 billionaires. The top 6 countries accounted for 66% of the 3,028 billionaires worldwide in 2011.

15 billionaires have 100B+ (0.5%)

257 billionaires have 10B+ (8.5%)

2756 billionaires 1B+ (90%)

—-----------------------------------------------------------

Total 3028 billionaires of 8 billion (0.00004%)

29,350 centimillionaires 100M+ (0.0004%)

Based on the above pattern, how many people worth $10M+ are there in the world?

If you guessed 300,000, that would be an excellent guess--add a zero.

The estimated number of high net worth individuals (HNWI) above $10M+ is 2.3 million (0.03%.)

And the number of millionaires is around 60 million people worldwide (0.75%)

613 million adults hold a net worth between $100,000 and $1 million. (7.7%)

So, less than 1% of the world's population are millionaires, and less than 0.03% are decamillionaires, centimillionaires, and billionaires. 

This data suggests that it is incredibly challenging to become extremely wealthy. And it's unconventional, as 99% of the world will not become millionaires and beyond. And as wealth increases, it becomes more and more challenging to add that order of magnitude (another 0) to your wealth.

But How Do You Become Wealthy?

Wealth is mostly in your heart, then your head, then in your wallet and then given to others.

Dr. Kevin Ham

As I review the billionaire list, I don't see many people who have achieved this status by winning the lottery. Most of them either inherited wealth (10%), are self-made (61%) or a combination of both. Many deca and centi billionaires are tech moguls. They excelled in one or a few areas and scaled their success globally. Tesla, Facebook (Meta), Amazon, Oracle, LVMH, Berkshire Hathaway, Google, Zara, Microsoft, Walmart, and Bloomberg are examples of how thecentibillionaires made their fortunes.

They rode on a wave of a revolution that scaled. They were leaders and typically pioneers. Google was the 21st search engine, but they did it better than anyone else before them. Then, they compounded their lead by controlling the mobile OS (acquiring Android in 2005), becoming the dominant browser via Chrome, and striking a deal with Apple to power their search (they pay Apple $20 billion each year to be Apple's default mobile search engine).

If you keep going down the list of billionaires, you can see that they were focused on typically one area and built an ecosystem or supply chain around it.

What do Walmart or Costco create? The products they sell are those of other manufacturers, but they have developed a supply chain and logistical system that is accessible and offers volume-priced discounts, leveraging economies of scale. Walmart started in middle America, in small towns, and then expanded into the big cities. Amazon started with a long tail of books and an unlimited, searchable inventory, which made it the world's largest bookstore. It then replicated this model across every other category and leveraged its cloud computing business to build a logistical infrastructure that served its stores and customers.

All of this is fractal, meaning the patterns at the highest level are mirrored at the lower levels, but just on a smaller scale and also at the higher levels at a larger scale.

It's easy to predict who will 10x to the trillionaire level.

I believe that each of these individuals had a handful of things in common:

  1. They thought, dreamed, planned and executed BIG. John Doerr of Sequoia Capital, a Venture capitalist, asked the Google founders, Larry Page and Sergey Brin, how big they thought they would be when they were interviewing them. Page responded, "10 Billion." John thought they meant market value, but when they said $10B in annual revenue, John nearly fell out of his seat.

  2. They were bold and contrarian. They knew that the current way of things was limited and that there was a much better way to do it. Most will not agree with them initially. Everyone thought AirBNB was a stupid idea that would fail. Why would anyone want to rent out their room or house to a stranger?

  3. They had an insight based on little data but could intuit and see the future. The Kodak moment when phones would replace digital cameras gave rise to Instagram.

  4. They saw the revolution that would displace the current lifestyle. Ford saw that the automobile was not just something for the elite but could be democratized for all people within a decade. Bill Gates envisioned a future where every house would have a computer, and software would power them all.

  5. They had self-confidence, self-belief in themselves and their mission. Many of them believed they would impact the world or had a greater mission and ambition, such as Elon Musk's desire to go to Mars. Jeff Bezos started Amazon because he wanted to go to outer space as well.

  6. They believed in the long-term viability of what they were doing. Rockefeller bought the shares of those who thought each crisis they faced would be the demise of Standard Oil. Rockefeller believed he would become the wealthiest man in the world and that there was always a way to prevail and serve the world.

  7. They served a large number of people and enterprises with their mission, products, and services. In return, they were rewarded with more than they gave or contributed. 

  8. They leveraged network effects by creating relationship networks, customer networks, business networks, logistics networks, and technology networks, among others.

How to Add a Zero or More to Your Net Worth

The dollar figures are the output. The input is how many people you dream of helping in a way that is better, cheaper and/or faster than what exists today.

Dr. Kevin Ham

If you dream of making $100,000 a year, you'll likely make that +/- 20%.

If you dream of making $1 million a year, you'll likely make that +/- 50%.

If you dream of making $10 million a year, you'll likely make that +/- 80%.

If you dream of making $100 million a year, you'll likely make that +/- 90%.

If you dream of making $1 billion a year, you'll likely make that +/- 95%.

When Brin and Page first started Google (initially named BackRub), it was the 21st search engine, and they envisioned $10 billion in annual revenues. Why? How did they come up with that number? They created the website PageRank, which ranked websites based on the number of sites linking to them (Backlinks) and then prioritized them further based on their authority, as determined by these backlinks. They didn't develop a revenue model for five years. Still, they improved the pay-per-click model that Yahoo had by considering how best to benefit advertisers, searchers, and themselves in a model that improved relevance for searchers and lowered costs for advertisers. What if they had only thought small and envisioned themselves making $1 million a year? Would they think of a model that scaled? Perhaps. Would they have raised as much money?

BTW, Google is the misspelling of 'googol', which refers to the number 1 followed by 100 zeros. This was the amount of information they wanted to rank and give search results for users. They thought big even when they were little. They conceptualized a server model, a ranking model and business model that scaled from small to large.

I believe Ford, Bezos, Disney, Jobs, Musk, and Zuckerberg all thought in the billions, what tech calls a unicorn company, when they started when it was just an idea, or there was a moment when they thought "BIG."

Your ceiling is the limit you place on your ideas, your dreams, your work, and your habits. You are that in being and what you are in being then has the potential to be realized in the physical world. The spiritual and mental world manifest into the physical world.

So, ask yourself, at what level do you dream of earning? 50k, 100k, 1m, 10m, 100m, 1b, 10b, 100b? And whatever level it is, you need to think, plan and execute at that level. To reach each of those levels, you need to be in sync with the same frequency of being, thinking, planning and executing.

As a reference, 22% of Canadians and 13% of Americans earn $ 100,000 or more. Approximately 1% of Americans earn $1 million or more per year.

People who earn a million dollars or more annually typically do so from high-paying professions, such as investment banking, law, insurance, engineering, business entrepreneurship, and investments, including stocks, real estate, and accredited investing.

The AI Revolution

The dollar figures are the output. The input is how many people you dream of helping in a way that is better, cheaper and/or faster than what exists today.

Dr. Kevin Ham

We've had the computer revolution, the Internet revolution, the social media revolution, the mobile revolution, blockchain (Bitcoin et al),  and now entering the AI revolution. Soon to follow will be the quantum computing revolution, the robotic revolution, the cyborg revolution, the space revolution, the virtual and augmented reality revolution etc.

The speed at which AI is growing is exponential across all three axes of speed, quality, and cost decrease. Compute power is expected to 4x each year which computes to 1000x in five years.

To put that into perspective, if AI's speed is currently at 0.1, then in five years, its speed will be at 100. Today's AI is super slow to what will come. AI's costs will decrease by at least 99% every year. Imagine how cheap it will be in five years. Its quality will increase more than its speed as it is a neural network, like our brain. The network effects of all the connections will be profound, just like human intelligence, except AI will get faster, cheaper, better 24/7 as long as we have the servers. Still, ultimately this reasoning and memory can stand alone in a phone or connected to our brains. We plug into the 'matrix' for tapping into the big neural networks that become specialized for different functions.

The value will be both at the systems level but also at the application level. Companies will be worth $10 trillion, $20 trillion, and $30 trillion, which is 10 times the current value of Microsoft and NVIDIA. That means a $10B company, with a multiple of 10x, earning a billion dollars a year, would be only 0.03% of a $ 30T company. These huge companies will be disrupting and acquiring 1T plus companies and ignoring the $10B companies, as they would be too small to matter to them. So, what applications can you build in the AI era where you can build a 'moat' of specialized, differentiated features for that industry or group of users?

This would be fractal in theory and application to $100B, $10B, $1B, $100M, $10M, and $1M applications.

I believe that in the future, those who can develop the skillset to conceptualize and build products and applications leveraging AI will be the new entrepreneurs of the future. There are yet companies and applications to build that endure, just like the web, mobile and blockchain applications we have seen.

That also creates investment opportunities. Who invested in Bitcoin or the Top 10 cryptos like Ethereum, Cardano, Ripple, and Solana when they were pennies, dimes, dollars, or $100? Who invested in AI before ChatGPT debuted?

I've observed the rise of email, the Internet, and these revolutions, as well as the dot com crash, and I feel that the AI revolution is the biggest opportunity of our lifetime. I have been blessed with foresight and intuition by acquiring virtual real estate on the Internet and premium domain names that I can now leverage with AI. I've also invested in cryptocurrency, NVIDIA in 2018, and AI last year. I started investing in AI in 2007 and 2016. I was too early, but I recognized it was coming in 2018. In 2023, I was trying to find my sweet spot, and in 2024, I decided to plunge in and start conceptualizing and building applications with my teams.

If you are young, start learning how to build AI agents and applications. If you are older, consider how to leverage AI for investments, your own business, and your job to become more productive and efficient. But at the same time, figure out how to embrace your human nature and not lose your intelligence and heart.

Life Question:

What do you aspire to do in the next year and next ten years for your financial health?

  • The more focused you are, the more likely you are to execute that dream.

  • The more networked your ideas, the more powerful it becomes.

  • The more detailed your plans, the better you can execute on them.

  • The faster you execute and get feedback, the faster you learn and iterate on your plans and products/services.

Next week:
How You Can Develop Your Self-Confidence to Succeed

See you next Thursday!

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Wealth Kevin H Wealth Kevin H

Things That Determine Your Wealth

What does your wealth consist of?

What does your wealth consist of?

What does it profit a man if he gains the whole world but loses his soul?

Book of Matthew

Who ever desired poverty? How many people desire wealth? Why do I desire wealth? How much is enough? These are fundamental questions concerning wealth.

There is the wealth of a person. I believe it resides in their heart. You can immediately sense the energy of a wealthy person. Most wealthy people did not start with money or may not have much money when you meet them. You just feel their inner being radiate energy, ambition, dreams and focus.

Even when a person is born into wealth, if they don’t have this wealthy heart and mindset, they will have a hard time retaining that wealth.

Where does this source of wealth come from?

Desire comes from a deep seated lack

The Lord is my shepherd, I shall not lack.

King David

King David suffered a lot, a fugitive of his own country, with his own king seeking to kill him, fearful of the power David had. Eventually David became King, but then his child Absalom tried to kill him for the throne. Can you imagine? Yet, he said he did not lack. What would life be like if you had and felt no lack?

If you lack the basic necessities of life- oxygen, water, food, clothing, shelter, money, you will greatly desire them. It is the primal motivation for survival.

Once you have enough of these necessities, your thirst and appetite for them is quenched, all except possibly the desire for more money. Do you desire more oxygen, water, food, clothing or shelter than you need? Ask yourself why?

Money is the currency that allows you to exchange it for other things you may desire. In the past, this was livestock that represented wealth, then metal coins, then paper coins and now digital currency such as bitcoin and ethereum.

So the desire for money stems from its ability to acquire other things. The question is how many things do you need?

Wealth comes from a deep rooted mission

Your why is your north star.

Dr. Kevin Ham

Things just represent something for you. It’s not the thing you want, but what that thing means to you. Every time you desire something, ask yourself why and what it means to you.

There is a powerful driving force inside a person who sets out to be wealthy. A self-belief in both their desire to become wealthy and them becoming wealthy. It typically isn’t a question of if but a question of when and how.

But what is the purpose of becoming wealthy? It stems from a dream or mission to do something bigger than yourself. Perhaps its roots sprang from being scorned as a poor person like Rockefeller was when he was asked to leave his classroom, when the group photo was being taken or not seeing one’s own family not having enough to eat or seeing their church always being in need of money to do its missions. Elon Musk and Jeff Bezos built their companies so that they could be stepping stones to venture into space in their lifetimes. Mine is to build a health and wellness centre, make some movies and do health and missions philanthropically.

What’s your life mission? If you don’t have one, you do have one but just haven’t discovered it yet.

Things May Matter but People Matter More

Without money, the currency of the world, it is hard to live. We need money to buy things like food, clothing, shelter, cars, plane tickets, hotel rooms etc.

But what if you were the only person left in the world? What would your life be like? What would your wish be?

There is a deep seated desire to matter to people, especially to the people closest to us. It may be your parents, your spouse, your family, your friends, your peers, or your nation. At the heart of this need is the desire to love and be loved. This transcends all things. Transcendence is to matter much to those around us and giving more than taking.

A person who is surrounded by love has the greatest wealth.

You Matter Much

There is a finality to life. We know our end, just not how, when, where, and why. As we live, we become very unique individuals. No other person in the world or in history can ever compare to you. You are unique. And with this uniqueness, you are part of the fabric of society and history. You’ve made good and poor impressions on people and the world as you observe and interact with it. But the question I’d like to ask of you is, “What is your full potential, and how can you realize more or all of it?

Life Question:

What is your life mission and values?

  • Write down three of your life values

  • Write down your life mission

  • Post these on your bathroom mirror and read it morning and evening

Next week:
Things Determining The Size of Your Wealth

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Things That Prevent Your Wealth

Is your relationship with money healthy?

Every person should be wealthy, but only a small percentage are truly wealthy.

I wondered why, as I read about billionaires in Fortune magazine, there are so few truly wealthy people. In 2000, there were 6 billion people in the world, yet only 587 billionaires. Today, there are over five times that number (3028 billionaires), though the population has only grown to a little over 8 billion people.

I predicted in 2000 that many of the wealthiest people would be tech entrepreneurs. There will also be a time when there will be more billionaires from China than the US in the next 50 years. Soon, there will be the world's first trillionaire, most likely Elon Musk, in the 2030s. And there will be companies worth tens of trillions as AI is leveraged for exponential growth, quality, and cost reduction.

I believe that the bifurcation of wealth will become even more pronounced as technology continues to disrupt the world at ever-increasing rates. Even existing tech companies will get disrupted by new technologies and networks.

How do you measure wealth?

Wealth is supplied by attitude but the world measures wealth in dollars. Attitude is the input and dollars are just the output.

Dr. Kevin Ham

People tend to value things very differently. I refer to this as the standards of value. Many people inherit wealth. However, great wealth often comes from startup entrepreneurs who grow something of great value from nothing. 0 to 1. Alchemy. Startups.

John D. Rockefeller was thrilled to be included in his school class photo. He imagined how he would smile, his posture, and the pure joy of later showing his class photo to his parents. Then the photographer asked the teacher to remove him from the group, as his clothes were too shabby. 

John was fuming inside but quietly left his class and watched as the photographer proceeded to take the class photo. Right then, he made it his life promise to become the wealthiest man in the world. He did not blame his poor family or even the photographer for this circumstance. This grave insult was the spark that burnt the deep-seated desire to acquire great wealth more than anyone in the world.

As I read this, tears fell from my eyes for this poor little John, who had his heart pierced by the knife of the photographer's request to eliminate John from the class photo. That photo was a reminder for John never to let others take his dignity or identity away from him ever again. He cherished that photo into his old age, falling short by just two years of his goal to live to 100.

He valued himself greatly from that moment, seeing himself of such great wealth and great worth, even though he was still poor in other's eyes.

I had a similar moment as I was trying to grow my business in 2000; I wanted to partner with a local computer company to help me obtain domain names. The CEO of a large tech company was interested in helping me, but he had his own ideas about which domain names to acquire. I wanted generic keywords. He wanted brand names like redhat.com, pinkhat.com. He yelled profanities (F#**) that if he didn't make millions of dollars, he'd..! I decided I would never work with anyone like that and chose to go my own way. 

I prayed to God, saying that since I didn't know anything about business if He would grant me wisdom in business, I would glorify Him because it would be all His doing.

If you don't value yourself greatly, how can you dream great dreams, and how can you believe you can accomplish them greatly?

Money is the root of all evils

Most people run away from opportunities for wealth even though they may desire wealth because they do not recognize wealth comes disguised as great hardship

Dr. Kevin Ham

There is a verse in the Bible that says that money is the root of all evils. Many people are content to be poor or struggle in life, believing that this is a more noble pursuit than accumulating wealth and contributing it to society and others.

But many people gloss over the words, the love of money and see the word money. It is the love of money that is the root of all evils. When money becomes your idol, it violates the Creator. And in business, who is the Creator but you? When you worship money, you become a servant of money, and it masters you. Money must be your servant and not your master.

I told a university student that if he understood this one principle and made money as your servant so that it would serve you, you can't help but be wealthy.

Money must be circulated

He who scatters gathers all the more. He who waters will himself be watered.

There is another vital principle in life: The life of the flesh is in the blood. In the life of the business, what is like blood? Blood must flow for life. What must flow for a business? Money. That's why it's called Cash flows. Money must come in, go through the business and go out. We pay taxes to the government, we pay for our daily living, and we pay tithes and donations to non-profits. This circulates money beyond yourself to your family, community, country and globally.

Money must have a definite goal

Money without a goal is like shooting blindly at no target.

Dr. Kevin Ham

Making money for the sake of money will either result in it being stored and rotten or spent recklessly for pleasure and luxury without good measure. People who win lotteries typically lose all their winnings. People who gain money quickly often struggle to preserve or grow it. People who acquire money immorally or illegally will ultimately face dire consequences. The scales of justice eventually balance.

When you have a definite goal for money, it aligns with your life force. When you have a goal for money, money naturally also becomes your servant, as the goal is its master. The money circulates to fulfill your goal. You fulfill the previous principles by giving money its master goal. The greatest goal for money is to serve others rather than yourself. The greater that goal, the more powerful money can be made or raised.

Life Question:

How much money do you need to serve your goals?

I’ve made more than I bargained for so I must donate it for great purposes in saving lives.

Dr. Kevin Ham

  • I have yet to meet many people who lived and practised the wealth principles above concerning money.

Next week:
What level of wealth do you want?

See you next Thursday!

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